Kowall Real Estate's Blog Posts

OSFI Clarifies Capital Treatment of Income-Producing Residential Real Estate

What Canada’s latest mortgage rule changes mean for small investorsCanada’s banking regulator, OSFI (the Office of the Superintendent of Financial Institutions), has released final

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Mahogany Community Highlights – Calgary’s Award-Winning Lake Neighbourhood

Welcome to Mahogany, one of Calgary’s most desirable family-friendly communities. Located in the city’s southeast, Mahogany is built around Calgary’s largest freshwater lake. With

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Calgary Real Estate Update: Feet on the Ground in a Shifting Market

Calgary Real Estate Update: Feet on the Ground in a Shifting MarketThe Calgary real estate market is shifting, and from our feet-on-the-ground view, it’s one of the biggest adjustments we;

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Off-Market Acreage in SW Calgary – A Rare Opportunity!

If you've been searching for a truly unique real estate opportunity in Calgary, this is it! We are thrilled to present an exclusive off-market acreage in Shawnee Slopes—a rare gem in SW

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Exclusive Off-Market Opportunity in Calgary’s Inner City

If you’re a developer, investor, or builder looking for your next prime opportunity—this is it! We’re offering two exceptional lots in the sought-after Cliff Bungalow / Mission

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Calgary Spring Housing Market Breakdown: Prices, Trends & Buyer Demand

Spring has traditionally been one of the best seasons to sell a home, offering optimal conditions for both sellers and buyers. Several key factors contribute to this trend:1. Improved Weather

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Maximize Your Home Sale: Why Spring 2025 is the Perfect Time to Sell in Calgary

As we progress through 2025, Calgary's real estate market continues to exhibit resilience and growth. Historically, the months from March to June have been the most favorable for sellers in Calgary,

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How U.S. Tariffs Could Impact Calgary Real Estate: What Buyers and Sellers Need to Know

Potential Implications of U.S. Tariffs on Canada: A Closer LookThe recent announcement by President Donald Trump to impose a 25% tariff on imports from Canada has significant potential repercussions

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Currie Calgary Real Estate: Luxury Homes & Urban Living Near Downtown

Discover Currie: Calgary’s Premier Inner-City CommunityWelcome to Currie, a vibrant and thoughtfully designed community where history meets modern urban living. Developed by Canada Lands

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Calgary Real Estate Insights: The Connection Between Tariffs, Inflation, and Interest Rates

The Connection Between Tariffs, Inflation, and Interest RatesAs a local Calgary realtor team, we’re always keeping an eye on economic trends that could impact the housing market. Whether it

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Calgary Real Estate 2025: Expert Tips for Buying or Selling in the Spring Market

Preparing to Buy or Sell in Calgary's Spring Real Estate MarketAs we step into 2025, the Calgary real estate market is brimming with opportunity and anticipation. Whether you're considering buying

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Calgary Real Estate Market Update: What Realtors Are Seeing on the Ground

Calgary’s real estate market continues to captivate attention, drawing in both local and out-of-province buyers with its unique blend of opportunity and livability. As we navigate the winter

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Calgary Real Estate Update: Rising Supply Trends and Price Segment Insights for December 2024

http://www.w3.org/2000/svg" class="icon-md">The Calgary Real Estate Board (CREB) released its December 2, 2024, update titled "Supply on the Rise but Not Across All Price Ranges." Here are the

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The Fastest-Selling Homes in Calgary This Fall: What Buyers and Sellers Need to Know

The fall 2024 real estate market in Calgary is moving fast, and as your trusted Calgary realtor and part of a dedicated Calgary realtor team, we’re here to break down what&rsquo

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Interest Rate Cuts and the Calgary Real Estate Market: What to Expect

The Bank of Canada’s recent decision to cut its benchmark interest rate by 50 basis points, bringing it down to 3.75%, has come as a relief to many. This marks the fourth consecutive rate cut

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What the Bank of Canada’s Rate Cuts Mean for Calgary’s Real Estate Market

The recent developments surrounding inflation and interest rates are creating a significant shift in the Canadian economy, particularly for the real estate market in Calgary. With inflation finally

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Calgary Real Estate Market Update: A Ground-Level Perspective

As we move into the final quarter of 2024, Calgary continues to experience significant growth and transformation. The city has seen a surge in both interprovincial and international migration,

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Maximizing Your Home Sale in Calgary’s Shifting Market

Calgary’s real estate market is currently favoring sellers, but with a slight shift as listings have picked up and sales have decreased. If you’re planning to sell your home, having the

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Should You Invest in Real Estate in Calgary?

Are you considering diversifying your investment portfolio? Real estate can be a lucrative option for those seeking long-term returns. Calgary, with its dynamic real estate market, has consistently

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Discover Your Dream Home: New Builds in Mahogany, Calgary

Purchasing a new home is an exciting venture, and in Calgary, Alberta, there are plenty of new build options that cater to a variety of lifestyles and budgets. One of the best advantages of opting

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How the Bank of Canada's Rate Cut Can Help You Save on Your Mortgage

How the Bank of Canada's Rate Cut Can Help You Save on Your MortgageSince the Bank of Canada announced a 25 basis point cut to the overnight lending rate in June, we've finally started to see some

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Calgary's Housing Crisis

Calgary is facing a housing crisis. According to The City's Housing Needs Assessment, one in five Calgary households cannot afford where they currently live, and this number is growing. With the

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Anticipating the Bank of Canada’s Rate Announcement: What It Means for Calgary Homeowners

The Bank of Canada (BoC) is set to make a highly anticipated rate announcement on June 5, and many Canadians are hopeful for a cut in the lending rate. The BoC's overnight lending rate significantly

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Calgary's Changing Housing Market: What You Need to Know

Once known for its affordability, Calgary is now experiencing a dramatic shift in its housing market. Economists agree that Calgary's housing market is currently the hottest in Canada, with vacancy

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Calgary's Real Estate Market Soars: Our Insights for May 2024

In Calgary, the residential real estate market is on fire, and the trends are unmistakable. As real estate experts, we've witnessed firsthand the unprecedented growth and competitiveness in the

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Calgary's Booming Real Estate Market: April 2024 Market Update

Calgary's real estate market is currently experiencing unprecedented growth, with March conditions mirroring those last seen in 2006. This surge in activity coincides with high levels of

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Understanding Down Payment Requirements When Buying a House in Calgary

Are you considering buying a house for yourself, or as an investment in Calgary? Understanding the affordability factors is crucial to planning for this significant investment. One essential aspect

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Calgary Sellers Market - March 2024 Market Update

As Calgary realtors, we have observed firsthand the dynamic nature of the city's real estate market. In this competitive environment, buyers face significant challenges due to low listing levels.

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Navigating Home Renovations and Basements: Permits, Applications, and Common Rules

Embarking on a home renovation journey can be exciting yet daunting, especially when it comes to navigating permits, applications, and adhering to regulations. In this guide, we'll break down the

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The Cost of Waiting: Calgary's Escalating Real Estate Prices

If you didn't buy a home last year in Calgary, how much more is it going to cost you this year? Let's dive into a real-life comparison to see the staggering difference.In the southwest community of

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The Hidden Dangers of Illegal Suites: What Every Real Estate Investor Needs to Know

In the fast-paced world of real estate investing, the allure of a lucrative investment property can be irresistible. Especially in regions like Calgary, where the demand for rental housing is

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January Real Estate Report: Calgary Sees Strong Sales Amidst Rising Prices

City of Calgary, Feb. 1, 2024 January saw a robust surge in real estate activity in Calgary, with sales climbing to 1,650 units, marking a substantial increase over previous years. This surge was

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The Hidden Gem of Alberta: No Land Transfer Tax Makes Home Buying Affordable

Are you dreaming of owning a home without breaking the bank? Look no further than Alberta! Nestled in the heart of Western Canada, Alberta offers more than just stunning landscapes and vibrant

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The Insider's Guide to Navigating Multiple Offers: A Fresh Approach with New Home Builds

Are you in the midst of the real estate frenzy, dealing with multiple offers and fierce competition? Or are you considering buying and selling this year? If so, here's a little-known trick that

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Navigating Calgary's Sizzling Sellers Market: A Winter Update

Calgary's real estate landscape is heating up even in the winter chill, making it a hot spot for sellers. Here's the lowdown on the current market scenario:1. Low Inventory, High Demand: The balance

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Navigating the Calgary Real Estate Market: To Sell Now or Wait Until Spring?

Are you contemplating selling your home in Calgary, Alberta? The decision of when to sell can significantly impact your bottom line, and it's crucial to consider various factors in the current.

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Navigating Large-Scale Home Renovations in Calgary, 2023: Cost Breakdown and Financing Strategies

Embarking on a substantial home renovation in Calgary is an exciting prospect, but understanding the costs involved and finding the right financing strategy is key. Let's delve into the factors that

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Calgary Real Estate Update | December 1 2023: Market Insights & Trends

Today we're delving into the dynamic landscape of the Calgary housing market with our overview of November 2023 Calgary real estate report. The November SurgeIn November, the market witnessed a

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Navigating Negotiations: What You Can Bargain for in a Real Estate Transaction

Buying or selling | Ever wondered what aspects of the real estate realm are up for negotiation? Well, buckle up as we unravel real estate negotiations and empower you with insights on what you can

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Navigating the Calgary Real Estate Market: Timing, Trends, and Strategy

In the ever-evolving realm of real estate, the strategy of trying to time the market when buying or selling is a road less traveled by our savvy clients – and here's why. Casting our minds

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Calgary Real Estate Spotlight: December Market Report and Trends | Toronto vs. Vancouver vs. Calgary

Welcome to the heart of the Calgary real estate scene! In this December market report, we're delving into the trends and insights shaping the city's property landscape. From soaring prices to unique

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Navigating the Holidays: A Seller's Guide to Decorations and Showings

The holiday season and home-selling – a duo that might seem like a mismatch at first glance. But fear not, as we unravel the intricacies of striking the right balance between festive cheer and

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The Calgary Residential Real Estate Market Update: Navigating the Market Waves in November 2023

Ready for a quick dive into what's been happening in the Calgary real estate scene lately? Let's break down the latest news in a way that doesn't require a PhD in economics.October Sales: On the,

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Should You Consider Investing in Short Term Rentals?

Absolutely, investing in short-term rentals can be an exciting venture, but like any investment, it comes with its own set of advantages and challenges. Let's delve deeper into the major pros and

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Unlocking Freedom: 3 Compelling Reasons to Consider Downsizing in Retirement

Are you contemplating a change of scenery as you enter retirement? Downsizing might be the key to unlocking a new chapter in your life. Here are three excellent reasons why it could make perfect

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Is It Time to Sell Your Home? 5 Key Questions to Help You Decide

Selling your home is a significant decision, one that shouldn't be taken lightly. It's not just about the market conditions but also about your personal circumstances and financial readiness. If you

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The Calgary Residential Real Estate Market Update for September 2023: A Closer Look at the Changing Seasons

As we transition into the fall and winter months, it's time to take a deep dive into the ever-evolving Calgary residential real estate market. It's safe to say that 2023 has been a rollercoaster

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Essential Documents for a Seamless Home Sale: A Realtor's Guide

Are you gearing up to sell your house and wondering about the paperwork you'll need in hand? Here's a handy checklist to ensure a smooth and successful home sale:1. RPR (Real Property Report):When

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Navigating the Housing Market: Should You Buy or Sell First?

Selling your house is a major decision, and one of the key dilemmas many homeowners face is whether to buy their next home before selling the current one or vice versa. The answer, surprisingly, is

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Navigating the Waters of Affording a Million Dollar House: A Comprehensive Guide

Dreaming of owning a million-dollar house? Before you start picturing yourself in that luxurious mansion, there are crucial financial considerations that demand your attention. From down payments to

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5 Essential Tips to Prepare Your Home for Sale

Introduction Selling your home is a significant undertaking, and the preparation process can be both exciting and daunting. To ensure a smooth and successful home sale, it's essential to get your

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Timing the Market: When is the Best Time to Sell Your Home in Calgary?

Introduction:Selling your home is a significant decision, and the timing of your sale can play a crucial role in its success. Each season in Calgary offers its unique set of challenges and

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Unveiling Hidden Costs: What to Consider When Selling Your Home

Introduction: Selling your home can be an exciting journey, but it's essential to be aware of the financial aspects that come with it. Beyond the list price, there are several hidden costs that

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August 2023 Calgary Real Estate Market Update

While interest rates continue to climb, the strength of the Calgary real estate market continues to dominate news headlines. The question is, can we expect this trend to continue?Lets first dive

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June 2023 Calgary Real Estate Market Update

For the month of May, sales is the big storyline. As May achieved a new record high for the month reaching a total of 3,120 total units! This is up 2% from May last year. A major contribution to

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May 2023 Calgary Real Estate Market Update

For the month of April, prices reach new record highs for the city of calgary! This is due to persistent sellers market conditions. Prices in all categories have reached record highs for the month!

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April 2023 Calgary Real Estate Market Update

For the month of March, sales have not slowed down, in fact they continue at a blistering pace! Is this pace sustainable?  Inventory continues to be a trending story for the month of March, and

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March 2023 Residential Real Estate Market report for the City of Calgary

Inventory levels improved only slightly over last month and remained amongst the lowest February levels seen since 2006. Higher lending rates are impacting sales activity as expected, but what we

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February 2023 Real Estate Market Update for Calgary

In the Calgary residential real estate market, we continue to see extremely low inventory levels that we have not seen since the 90’s. At the same time sales activity has remained consistent

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January 2023 City of Calgary Residential Real Estate Market Update

As we begin the New Year in the city of Calgary, will the residential real estate market sink or swim in 2023? Wow I am so excited for the new year and anticipating great things in 2023. But before

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December 2022 Residential Real Estate Market Report - Calgary

Residential sales in Calgary for the month of November 2022 saw a slow down to 1,648 units which is about 22% lower than this time last year. However this is still not enough to erase gains from

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Why is it a Good Time to Invest in Downtown Calgary Apartments?

What happened to downtown Calgary?The Calgary oil industry has been on a steady decline since 2014, and peak lows in 2020. This 6 year decline resulted in an emptying out of the Calgary downtown.

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7 Step Guide to Buying a Home in Calgary

Getting Ready to Buy a Home in CalgaryWhen you first make the decision its time to purchase a home in Calgary, there are sevral things to think about initially. As such I have compiled the 7 most

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September 2022 Calgary Residential Real Estate Market Recap

The Calgary Real Estate Board released the September 2022 residential real estate market report. They titled it “Demand Shifting to More Affordable Options” so what does this mean?When

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